about Us

DJ Mortgage is a professional lending institution located in Sydney, Australia, serving all of Australia.

Based on the principles of professionalism, integrity, and efficiency, we provide comprehensive loan services to Chinese clients, Chinese buyers, self-employed individuals, and business owners.

Whether you are a first-time homebuyer, purchasing an investment property, need business financing, or require a remote overseas loan, we can find the most reasonable, favorable, and suitable solution for you.

TIM CHEN

Founder Tim Chen — Managing Director

Daji Credit was founded by Tim Chen.

Since officially entering the Australian lending industry in 2019, Tim has accumulated many years of rich experience, serving countless Chinese families and overseas investors.

Tim has a deep understanding of the challenges that Chinese clients most often face during the loan process:

• English loan documents are complex and difficult to understand.
• Bank policies vary greatly, making it difficult to choose.
• Self-employment has a complex income structure.
• Overseas income verification is cumbersome.
• I don't know how much I can borrow, and I'm not clear about the process.



Therefore, Tim's vision is clear:

Helping customers get loans easily, quickly approved, and with less stress.

Known for his professionalism, meticulousness, and efficiency, he is a long-term trusted consultant for many clients.

Our Mission

To help more Chinese and overseas clients realize their dream of owning property in Australia.

We believe:

✔ A well-structured loan portfolio = a more secure future

✔ Low interest rates save customers a significant amount of interest.

Clear communication reduces errors and risks.

✔ Professional guidance can accelerate asset growth.

Therefore, we are not just agents, but also your:

📌 Loan Strategy Expert

📌 Financial Structure Planning Partner

📌 Long-term asset growth advisor

Our Services (What We Do)

Home Loans

• First home purchase
• Investment property loans
• refinancing
• Self-built/House construction loan
• Loans for Self-Employed Individuals

Commercial Loans

• Commercial Real Estate
• Business operating loans
• Equipment and vehicle financing
• SMSF Business Loans

Overseas Investor Loans

• Chinese buyer loans
• FIRB guidance
• Overseas income audit
• Remote processing

Why do Chinese customers trust us more?

✔ Fully Chinese explanations for smoother communication

There are many loan terms, which we will explain clearly in simple Chinese.

✔ Familiar with Chinese financial practices

It can handle salary income, self-employment income, and overseas income.

✔ Best interest rate found among multiple banks

We are not affiliated with any particular bank, therefore we can secure the most favorable terms for you.

✔ Quick evaluation, clear structure

This will not delay your home purchase or waste your opportunity.

✔ Full assistance provided to avoid any pitfalls

It includes everything from document preparation and bank communication to loan approval follow-up and pre-sale reminders.

Our Values

🔵Integrity

All interest rates, fees, and terms are completely transparent.

🔵Efficiency

Quick assessment, quick loan application, quick communication.

🔵Professionalism

Continuously update industry knowledge and be familiar with all banking policies.

🔵Client First

Each client receives individual attention; no templates are used.

Our Promise

We promise to provide you with:

✅The most reasonable loan structure

✅ Best interest rate

✅ The easiest application process

✅The clearest Chinese explanation

✅The most considerate service experience

Where are our customers located?

No matter where you are, you can complete the entire process remotely via WeChat.

About Us FAQs

1. Does Daji Credit operate independently, rather than as a separate bank?

Yes, we are an independent lending institution and can compare the policies of multiple banks at the same time.

2. I'm not in Sydney, can I still contact you?

Yes, this applies to customers throughout Australia and overseas.

3. Are your services free?

In most cases, it's free; the bank pays the commission. Any charges will be announced in advance.

4. What are your strengths?

Chinese communication, time-saving and worry-free, preferential interest rates, high professionalism, and rich experience (since 2019).

For loans, choose Daji; wishing you great profits from your investments.

Tim Chen, General Manager

📱Company Phone Number: 02 97140465

📱Mobile/WhatsApp: 61403503076

📲 WeChat: cheng021405

📧 Email: myloans888@gmail.com